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What’s a Credit Bureau and just how Does it Work?

You hear a whole lot you ever wondered, what is a credit bureau about them, but have? Who’re these agencies that are mysterious appear to run in a shroud of privacy? You’re probably familiar with the big two: Equifax and TransUnion if you’ve applied for credit cards or checked your credit report in the past. Exactly what will it be they do it, and how does it impact you that they exactly do, how do? browse on to discover!

What’s a Credit Bureau?

The credit that is official meaning, based on Merriam-Webster, is “a personal company that compiles all about customers’ creditworthiness and offers these records to loan providers.” Pretty straightforward, right?

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