Getting prescription medication protection
Even in the event that you donвЂ™t just take prescription drugs now, you should l k at getting Medicare medication protection. Medicare medication coverage is optional and is wanted to everyone else with Medicare. If you join a plan later if you decide not to get it when youвЂ™re first eligible, and you donвЂ™t have other creditable prescription drug coverage (like drug coverage from an employer or union) or get Extra Help, youвЂ™ll likely pay a late enrollment penalty. Generally speaking, youвЂ™ll pay this penalty for as long as you have got Medicare drug protection. Getting Medicare medication protection, you have to join a plan that is medicare-approved provides drug coverage. Each plan can differ in price and particular drugs covered.
You will find 2 methods for getting Medicare medication coverage
1. Medicare medication plans. These plans add drug protection to Original Medicare, some Medicare Cost Plans, some Private FeeвЂ‘forвЂ‘Service plans, and healthcare family savings plans. You must have
to join A medicare drug that is separate plan.
Many Medicare Advantage Plans offer prescription medication protection.
Generally speaking, an agenda provided by a company that is private agreements with Medicare to deliver Part A and Part B benefits to individuals with Medicare whom enroll in the plan.